CONVENTIONALDO YOU HAVE A SOLID DOWN PAYMENT?Looking to purchase with a strong down payment, primary residence, a vacation home, or an investment property – Conventional products is the best solution!DOWN PAYMENT:minimum DP is just 3%.MINIMUM FICO:620 minimum FICO or 640 with Mortgage Insurance.OCCUPANCY:Primary residences.Investment properties.Second home. Seller contribution up to 9%. No mortgage insurance with 20% down payment.Gift source is allowed up to 100%.FHADON’T HAVE SAVINGS FOR A STRONG DOWN PAYMENT?FHA loan is very flexible, and only requires a light down payment. DOWN PAYMENT:3.5% minimum DP.MINIMUM FICO:580 min – 620 (DTI limits applicable). 580 HB with limits.OCCUPANCY:Primary residence. Seller contribution up to 6%. Monthly MI required.Gift source is allowed up to 100%.Up Front Mortgage Insurance Premium financed.VAA VA LOAN IS A PRODUCT FOR OUR PROUDLY SERVING/SERVED CLIENTS.Small up-front costs and monthly payments for Veterans, Active Service Members and eligible spouses. DOWN PAYMENT:Down payment – 0%.MINIMUM FICO:620 min (DTI limits applicable).640 min HB with limits.OCCUPANCY:Primary residence only. Seller contribution up to 4%. Mortgage Insurance – Not Required.Gift source is allowed up to 100%.Financed up-front funding fee.USDATired Of City Life? Great for persons looking for a property in qualifying rural areas.0% Down Payment Is Required. Options for financing your closing costs. DOWN PAYMENT:Down Payment – Is not required for this program.MINIMUM FICO:620 min with not-automatic/special Underwriting.640 min standard guidelines.OCCUPANCY:Primary residence. Seller contribution up to 6%. Up-front funding fee – Is financed.Annual fee – Is Required.JUMBODO YOU LOOK FOR A PROPERTY ABOVE $453,100?We have Jumbo products that will allow you to obtain homes with a larger loan amount. DOWN PAYMENT:5% minimum DP.MINIMUM FICO:680 min.OCCUPANCY:Primary residence, 2nd home, & investment properties No Mortgage InsuranceAvailable for First time homebuyers.*Loans from $453,100 up to $5,000,000.*This communication is for informative intent only, this is not a loan commitment. Personal buyers financial situation may be different, and may affect in different interest rates, costs, and payments. All loan programs are subject to change or cancellation at any time and without any notice. Please contact your licensed Loan Advisor to get more information about eligibility, mortgage products, ask for an official Approval or Loan estimate.